Help after a disaster damaged your vehicle
Practical, research-backed steps for repairing or replacing a car, truck or business vehicle after a disaster: which programs may help, and what to ask before you buy.
Help depends on the specific disaster declaration, where the vehicle was damaged, and your situation. This site can't tell you whether you qualify. Official agency decisions and current declarations govern.
Vehicle help guide
What to do first, FEMA and SBA options, business vehicles, buying from a dealership, and the documents to gather now.
Research & sources
What is verified, what is inferred, and what is still unknown, with the official sources that were checked.
Official channels
Apply and ask eligibility questions directly with the agencies. Keep copies of documents and decisions.
FEMA
- DisasterAssistance.gov
Check what aid is available for your declaration and apply where authorized.
- FEMA helpline: 800-621-3362
Ask whether Transportation Assistance applies to your declaration.
SBA
- SBA disaster assistance
Disaster loans. Check SBA declarations separately from FEMA.
- MySBA Loan Portal
Eligibility details and loan applications.
- SBA disaster assistance line: 800-659-2955
Ask which declaration applies and what must be approved before a purchase.
New Mexico
- NM Department of Homeland Security and Emergency Management
Local assistance questions: [email protected].
- 2-1-1: 2-1-1
Non-emergency help during the northern New Mexico flood response.